Tag Archives: mobile home resources

Articles about living in manufactured housing – what to look for, benefits and other resources.

Finding Mobile Home Insurance – in 30 Seconds (or less!)

No one likes to think about home insurance… until you need it. But your home is likely the most expensive asset you own, and it makes sense to protect it. Plus, your home is more than just the outside structure. Your home includes your appliances, your clothes, furniture, tools, and even your personal jewelry.

MHQuoteIf you are purchasing a manufactured home, your lender may require that you have insurance. If you are searching for, or already own, a vacation home, having insurance that protects your vacant property while you are away is smart.

30 second mhquoteYet, finding insurance designed specifically for manufactured and mobile homes can be hard. MHVillage knows more about mobile and manufactured homes than anyone. We are proud to have partnered with companies that can help you find the best in policies to protect you and your home. It’s even easy – we have form that will give you a 30 second estimate!

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Frequently Asked Questions About Manufactured and Modular Homes

Have questions about manufactured and modular housing? We can help. Here are some commonly asked questions answered by the Michigan Manufactured Housing Association. The Michigan Manufactured Housing Association is a nonprofit trade association representing the manufactured and modular home industry in Michigan, and MHVillage.com has been a member for many years. However, these questions can be valuable information for any home buyer.

From www.michhome.org:

Manufactured and modular homes continue to be a compelling opportunity for numerous people and families. If you have decided a manufactured or modular home may be the right choice for you, but you still have questions and want to know more about the purchase and move-in process, take a look at these most frequently asked questions.

Why do manufactured and modular homes cost less than site-built homes?

Manufactured and modular homebuilders purchase construction materials, including interior features and appliances, in large quantities, and many retailers offer discounts for such orders. Costly delays because of weather conditions, damaged materials, vandalism and theft are minimal because these homes are built in a secure, factory setting. Additionally, because of the streamlined process these factories have perfected, manufactured and modular homes can be completed quickly. All of these benefits pass savings on to the homebuyer.

What is the inspection process for manufactured and modular housing?

Construction is continually inspected to ensure a manufactured home meets the standards of the federal Housing and Urban Development (HUD) code and modular homes meet the standards of the State of Michigan Residential Building Code, which is the same code for site-built homes. Each home is engineered and inspected to meet wind safety standards and energy efficiency requirements.

Can I customize a manufactured or modular home to make it my own?

Manufactured and modular homes have many beautiful options available to the consumer to define style and allow for great diversity in home design. Select from spacious floor plans, vaulted ceilings, walk-in closets, fireplaces, name-brand appliances, customized packages, whirlpool tubs and upgrades. In addition, available exterior designs are compatible with almost any neighborhood.

I want to purchase a manufactured or modular home and place it on private property. How should I begin the process?

Placing a manufactured or modular home on private property is not as complex as you might think. Many home retailers will help you find property. If you already own land, contact your municipality to make sure you can legally place a manufactured or modular home on the property. Your retailer will arrange for transporting and setting the home on the site.

When can I move into my new home?

Your home can be available for placement in as little as a few weeks to a few months. Moving in-stock homes from a retailer to a land-lease community generally takes less time than special ordering a home from the factory or choosing a modular plan that involves constructing a basement. Mortgage/loan approval and site work may extend the timetable several weeks. The typical time period from purchase to move in is three to five months.

Looking for more information? If you are a Michigan resident thinking about manufactured home living, the MMHA is a great place to start! They have a ton of great information on their site. You can also search for home for sale or rent on MHVillage.com, and research local manufactured home communities.

 

Quick Tips for Finding the Perfect Mobile Home to Rent

Finding mobile homes for rent can be difficult.  That’s why MHVillage has several tools on the site to make it easier. In this article we will show you how to quickly search and find rental homes in your area. Here’s one thing you should be aware of – the location where you want to live can determine how many manufactured and mobile homes for rent there are on the market.

Some warm weather states like Florida, Arizona and California have areas where many homes are available, as they have large populations of vacationers and snowbirds.Other areas may not have as many. We’ll show you how to find homes, and then use the MHVillage tools to narrow down the listings to exactly what you are looking for.  If you are in an area with fewer available homes, we’ll show you how to easily set up an alert so you are emailed the minute one comes on the market.
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Thinking of Buying? Nine Things to Know First!

Considering buying a manufactured or mobile home? Before you take the plunge, there are a few things you should know and some research you should do. Here is a list of some important things to consider before you start to shop.

1. Know where you want to live.

Do you want to purchase a brand new home and have it moved to a site? Or are you looking to purchase a preowned home? There are a wide variety of options for manufactured home living. Some homes are on land you own, others are in communities where the land is leased and you pay a monthly fee. If you wish to own your own land, your first step is to check on your local area zoning laws – these vary by area. You will also need to look into water, electric, gas and sewer connections with local utility companies. If you move into a manufactured housing community, these will be taken care of for you. In addition, communities frequently offer many other amenities like pools, clubhouses and snow plowing, (Each community is different, so check with the managers to see the benefits of each one.

2. Plan ahead for how much home you’ll need.

Consider how many people will be living in the home, their ages, their requirements and how the rooms will be used. Do you have small children? Need a home office? Have a lot of overnight guests? Before you start home shopping, take some time to think about your current – and future needs. Manufactured homes come in a wide variety of designs. Square footage can be from 900 to 2,500 square feet – make sure you have the room you need.

Tip: Manufactured Floor Plans.com is a great site to learn about home floor plans and new homes.

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7 Cost Saving Tips to Staging Your Home

Is your mobile home for sale? We’ve compiled 7 easy tips for staging your home that will help you impress home shoppers and save you money. These are simple things you can do to help make your home more marketable.

Seven Easy Tips for Staging Your Home for Sale

1. Impress the Drive-By – If you have your manufactured home for sale, you may have seen these folks slowly driving by in their cars checking out your community. It’s a common weekend activity for those shopping for a new home. When your manufactured home is for sale, make sure you impress those drive-bys in the 30-45 seconds you have their undivided attention! Your lawn should be well maintained and landscaping tidy. Move trash and recycle containers out of view, and make sure sidewalks and stairs are well swept. Stand in the road outside your home and try to look at it with a buyer’s eye, what can you do to make it appear more inviting?

Tip: Make sure people driving by have your phone number. A well placed, clearly written For Sale sign can really help. The MHVillage Seller’s Kit (Free with your listing) includes a big window sign for your home.

2. Clean Up Outdoor Structures – Don’t forget to shine up your outdoor areas. These areas can be easily forgotten, but when buyers come to your home they will be seeing them for the first time. Now is a great time to clean up the shed and make sure tools are neatly put away. Look at the carport, especially up near the roof. This is an area that attracts dirt – and bird’s nests. Have deck or patio? Make sure they are clean and look welcoming. In warmer climates, spruce them up with flower pots, in colder areas, make sure the walks and structures are free from snow and ice. Continue reading

Home Sellers – Protect Your Vacant Home!

If you are no longer living in the manufactured home you have for sale, there are some important details to keep in mind. Read on to learn the best approach for vacant home sales.

Q: Does your homeowners insurance protect you when your mobile home is vacant?

A: Probably not!

Most homeowners believe that if they move out of their residence, their homeowner’s insurance will continue to provide coverage for the home. That is rarely the case. The coverage may continue for 30 days, but that is usually the limit, and quite often the coverage provided during that 30 days is substantially reduced. The same is true if you move out and rent the home to someone else.

A homeowner’s insurance policy is designed to cover the dwelling in which you live. If the dwelling becomes anything else, you need to change the policy. If you don’t have the correct policy, you can be denied coverage if you have a claim. Simply put: it isn’t worth the risk of lacking coverage, when the solution is so easy to fix.  Continue reading